
Borrow stablecoins against sBTC on Stacks, or supply stablecoins to earn borrower-paid interest.
Source-checked information, not a security audit. Details can differ by product mode and region.
Borrow stablecoins against sBTC on Stacks or supply stablecoins to earn interest. Borrower collateral is not itself a Bitcoin-yield deposit.
The official homepage states that the protocol is unavailable in the United States. Other regional requirements were not established in this review.
A web application on Stacks. The wallet-setup guide lists Leather and Xverse browser extensions; that list is documentation evidence, not a current compatibility test of every device.
Collateral stays in the protocol rather than being lent onward. Using sBTC introduces bridge and threshold-signer dependencies in addition to protocol-contract risk; this is not the same as holding unencumbered BTC in an L1 wallet.
Users need STX for transaction fees. Borrowers use sBTC collateral; liquidity providers supply supported stablecoins. Check the selected market because the documentation describes a transition away from a legacy stablecoin pool.
Borrowers must maintain a healthy debt-to-collateral ratio. Liquidators can repay debt in exchange for collateral plus a reward; the protocol limits liquidation toward restoring solvency, but does not eliminate collateral loss.
Borrowing interest is variable, linked to market utilization and accrued continuously. Documentation states no origination fee; STX transaction costs still apply. Liquidity-provider returns are not identical to the borrow rate because protocol reserves and staking allocation affect them.
Awaiting sources for: lightning.
Layers Sidechains
Settle order · L1 → Lightning → Sidechains → Rollups → Meta → Off-chain
Listing updated Sep 12, 2026
Status live
Repository Not linked
Website app.granite.world
No long-form write-up yet. Contribute an update
Same job · Lending/Borrowing